Put unclaimed-property recovery inside your product.

    Connect your users with money they are already owed through a direct API, hosted flow, or referral experience.

    Request access
    $10M+

    recovered

    3,000+

    customers helped

    100+

    five-star reviews

    250M+

    records monitored

    Backed bytechstarsUSC

    Fintech, banking, payroll, benefits, insurance, and credit products.

    Claimio Embedded is built for product teams whose users have money waiting in state unclaimed-property systems. Which is most of them.

    Value your users can feel

    Surfacing money a user is already owed builds the kind of trust and engagement no rewards program can match.

    Integration on your terms

    Direct API, hosted flow, referral handoff, white-label, or co-branded, choose the depth that fits your roadmap.

    Claimio does the heavy lifting

    Identity confirmation, state processes, documentation, and recovery operations stay on Claimio's side of the line.

    Integration options

    Direct API

    JSON endpoints for search, identity confirmation, and monitoring enrollment inside your own UI.

    Hosted flow

    Send users to a Claimio-hosted experience with your attribution.

    Referral handoff

    The lightest lift: a tracked referral into Claimio's own funnel.

    White-label & Co-branded

    The Claimio engine under your brand, or a shared experience carrying both.

    What your users would see.

    A polished, phone-first search with identity confirmation built in. All data shown is representative.

    Embedded searchExample experience, representative data
    (555) 010-1234
    Jordan
    Avery

    * A mobile number begins the search. First and last name may be required when a phone number alone cannot produce a confident match.

    Identity confirmation required before match details are shown
    Search
    ResultRepresentative data
    3 possible claims
    Representative aggregate value: $1,900
    Supported states
    AKARCACOGAHILAMDMNMSNVNJNYPAWIWY
    Integration choice
    JSON APIHosted flowWhite-label
    Monitoring enrollment offered after the first search

    From consent to recovery.

    When a user pursues a claim, Claimio's managed recovery process takes over. We handle the documentation, state submission, follow-up, and payment.

    01

    Consent & Search

    A mobile number begins the search inside your product or the hosted flow.

    02

    Identity confirmation

    Before any match details are shown, the user confirms their identity, protecting their data and yours.

    03

    Possible claims appear

    The user sees how many possible claims were found and a representative aggregate value.

    04

    Recovery and monitoring

    If the user pursues recovery, Claimio manages the claim. Monitoring enrollment keeps watching for new matches.

    Current API coverage: 16 states.

    Claimio Embedded currently supports 16 managed-recovery states: Alaska, Arkansas, California, Colorado, Georgia, Hawaii, Louisiana, Maryland, Minnesota, Mississippi, Nevada, New Jersey, New York, Pennsylvania, Wisconsin, and Wyoming. Coming soon: Florida, Arizona, and Texas.

    AlaskaArkansasCaliforniaColoradoGeorgiaHawaiiLouisianaMarylandMinnesotaMississippiNevadaNew JerseyNew YorkPennsylvaniaWisconsinWyoming

    Consent first, identity confirmed, data minimized.

    Users consent before a search runs, and identity confirmation is required before match details are shown. Partners receive only the data their integration model requires, never a user's full claim file.

    Family monitoring, coming soon

    Monitoring for funds tied to a user's family members is in development and will be announced to partners when it is live.

    Standard OAuth2, no surprises.

    Partner integrations authenticate with OAuth2 client credentials: your service exchanges its credentials for a short-lived access token and calls the API server-to-server.

    API documentation, endpoints, schemas, and integration guides are shared with approved partners after a request-access review. No live endpoints or credentials are published here.

    Pricing.

    Partnership pricing, recovery fees, and any commercial or revenue-sharing terms are established in the applicable partner agreement.

    FAQ

    Integration questions, answered

    A direct API, a hosted flow, referral handoff, white-label, and co-branded experiences. Partners choose the model that fits their product and compliance needs.

    Claimio Embedded currently supports 16 managed-recovery states: Alaska, Arkansas, California, Colorado, Georgia, Hawaii, Louisiana, Maryland, Minnesota, Mississippi, Nevada, New Jersey, New York, Pennsylvania, Wisconsin, and Wyoming. Coming soon: Florida, Arizona, and Texas. Claimio Monitoring covers all 50 states and the District of Columbia and runs nightly against available state records.

    Users consent to the search before it runs, and identity confirmation is required before match details are shown. Partners never receive more personal data than the integration model requires.

    Partnership pricing, recovery fees, and any commercial or revenue-sharing terms are established in the applicable partner agreement.

    API documentation is shared with approved partners. Request access with a short description of your product and use case, and the partnerships team will follow up.

    Request access to Claimio Embedded

    API documentation is shared with approved partners. Tell us about your product and use case to request access.

    Tell us about your organization

    * Required fields. We respect your privacy and will never share your information.

    Put unclaimed-property recovery inside your product.

    Direct API, hosted flow, referral, white-label, or co-branded, start the conversation.